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August 07, 2026 Article
Account-to-account payments, particularly through digital wallets, now make up roughly 30% of point-of-sale volume worldwide, with the fastest uptake in mobile-first economies. Asia Pacific is furthest along. The region accounted for nearly two-thirds of global wallet spending, a combined US$9.8 trillion, and records the highest wallet penetration rates anywhere.
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July 28, 2026 Article
Digital onboarding has become a critical capability across both banking and payments, yet adoption remains uneven and execution complex. While customers increasingly expect instant access to financial services, many institutions still struggle to balance speed, compliance and fraud risk.
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June 16, 2026 Article
Artificial intelligence is transforming the payments industry at pace, and the scale of AI in payments is now impossible to overlook. McKinsey's 2025 Global Payments Report identifies AI as one of three structural forces redefining the sector, alongside fragmentation and the rise of tokenised money.
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May 18, 2026 Whitepaper
Open Banking in North America is evolving from an environment dominated by unregulated data collection towards structured, API-driven models that enable secure data sharing, regulatory alignment and new business value. As consumer expectations shift towards connected, real-time financial services, API‑first Open Banking is increasingly central to enhanced customer experiences, Banking‑as‑a‑Service models and long-term competitiveness, despite ongoing regulatory review.
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April 30, 2026 Whitepaper
Cards remain at the heart of Europe’s payments ecosystem, but issuer expectations are evolving rapidly. Download the white paper to discover how Cards-as-a-Service (CaaS) is helping banks modernise card issuing, accelerate innovation and deliver seamless digital payment experiences.
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