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October 18, 2026 Article
Real-time account-to-account (A2A) payment volumes grew by around 40% globally in 2024 and now represent roughly a quarter of retail digital payments worldwide. Cards still lead, although Capgemini estimates their share of combined B2B and B2C payment volume fell from 65% in 2020 to about half in 2025. How can banks build A2A into their payment offer without adding complexity to their operations?
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September 11, 2026 Article
Asia is the most active region for growth in real-time payments according to HSBC's Global Payment Trends Report 2026. Moreover, India's Unified Payments Interface (UPI) handles more than 640 million transactions a day. Banks, fintechs, regulators and consumers all want the same outcome: cross-border payments that work as quickly, as cheaply and as easily as domestic ones.
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August 07, 2026 Article
Account-to-account payments, particularly through digital wallets, now make up roughly 30% of point-of-sale volume worldwide, with the fastest uptake in mobile-first economies. Asia Pacific is furthest along. The region accounted for nearly two-thirds of global wallet spending, a combined US$9.8 trillion, and records the highest wallet penetration rates anywhere.
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July 28, 2026 Article
Digital onboarding has become a critical capability across both banking and payments, yet adoption remains uneven and execution complex. While customers increasingly expect instant access to financial services, many institutions still struggle to balance speed, compliance and fraud risk.
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June 16, 2026 Article
Artificial intelligence is transforming the payments industry at pace, and the scale of AI in payments is now impossible to overlook. McKinsey's 2025 Global Payments Report identifies AI as one of three structural forces redefining the sector, alongside fragmentation and the rise of tokenised money.
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