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AFRICA |
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 Egypt
 AlWatany Bank of Egypt
 Bank
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 Morocco
 Arab Bank
 Bank
Arab Bank Morocco chose HPS and its PowerCARD payment system in 1997 to manage its ATM server and its card system. HPS implemented for Arab Bank Morocco routing and stand-in modules, Interbank interface, and the online interface with the bank's host, as well as the card management system.
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 Senegal
 Attijari bank Sénégal (ex Banque Sénégalo-Tunisienne)
 Bank
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 Tunisia
 Banque Centrale de Tunisie
 Bank
BCT chose PowerCARD to manage its private ATM server and network.
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 Mali
 Banque de Développement du Mali
 Bank
BDM chose HPS and its PowerCARD payment system in 2001 to manage its back-office and its front-end. HPS implemented for the bank routing and stand-in modules, POS and ATM servers, bank host online interface, as well as the merchant database and the card management system.
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 Madagascar
 Banque Internationale Chine Madagascar
 Bank
BICM (previously CMB and BSM) chose HPS and its payment system PowerCARD in 2002 to implement its cardholder management system and its ATM server.
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 Burkina Faso
 Banque Internationale du Burkina
 Bank
BIB chose HPS and PowerCARD in 2002 to manage its back-office and its front-end with the cardholder and merchant databases, and the ATM and POS servers, as well as the routing and stand-in modules and the bank host interface.
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 Morocco
 Banque Marocaine pour l'Afrique et l'Orient
 Bank
In 2002, Banque Nationale pour le Développement Economique (BNDE) chose HPS to drive the payment system of its subsidiary BMAO. HPS adapted BNDE's PowerCARD v1 ATM server and card management system. In 2004, HPS linked BMAO's ATMs with the PowerCARD v2 payment system of its new owner, Crédit Agricole.
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 Egypt
 Banque Misr
 Bank
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 Tunisia
 Banque Nationale Agricole
 Bank
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 Mali
 Banque Nationale de Développement Agricole
 Bank
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 Morocco
 Banque Populaire
 Bank
Since 1996, HPS implemented several modules in Banque Populaire. PowerCARD now manages the bank's back-office and front-end.
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 Libya
 Banque Sahelo Saharienne pour l'Industrie et le Commerce
 Banking
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 Madagascar
 BFV-Société Générale
 Bank
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 Congo, Republic of the
 BGFIBANK
 Bank
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 Senegal
 Caisse Nationale de Crédit Agricole du Sénégal
 Bank
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 Morocco
 CDG Capital
 Financial institution
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 Morocco
 Centre Monétique Interbancaire
 National Switch
Centre Monétique Interbancaire is the Moroccan switch founded in 2002 and owned by the country's four payment centers (Interbank, Wafa Cash, BMCE Bank, and Banque Populaire). Since February 2004, it became the sole acquirer of payment and cash-advance transactions in Morocco, and it directly manages and drives the country's 8.000 points of sale.
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 Senegal
 Compagnie Bancaire de l’Afrique Occidentale
 Bank
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 Morocco
 Crédit Agricole
 Bank
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 Morocco
 Crédit du Maroc
 Bank
Crédit du Maroc uses HPS' American Express interface to offer Amex acquisition to its affiliated merchants.
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 Morocco
 Crédit Immobilier et Hôtelier
 Bank
Crédit Immobilier et Hôtelier chose PowerCARD to manage its issuing and acquiring activities since 1996.
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 Libya
 Gumhoria Bank
 Bank
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 Morocco
 Maroc Telecom
 Telecom Operator
Maroc Telecom (Itissalat Al Maghrib) is the public telecom operator. It anticipated the market liberalization in 2000 by strengthening its strategies towards particulars and enterprises. It has reached 1.3 million fixed lines and 8 million mobile phones cuctomers, and chose PowerCARD in 2003 to manage its automatic and virtual top-up of prepaid mobile numbers via its partner banks' ATMs. Nowadays, PowerCARD-Telco solution manages all electronic payment transactions from various channels that allow Maroc Telecom's customers top up their mobile phones, pay their invoices, and make deposits.
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 Morocco
 Méditélécom
 Telecom Operator
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 Morocco
 Poste Maroc
 Bank
Morocco's state postal organization Poste Maroc (Barid Al-Maghrib) has chosen PowerCARD in 2002 to manage its ATM network and its Card Management System. Since 2003, Poste Maroc steadily increases its retail business, and is nowadays a major actor in cards in Morocco.
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 Libya
 Sarafa Co.
 National Switch
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 Benin
 Société Générale de Banques au Bénin
 Bank
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 Burkina Faso
 Société Générale de Banques au Burkina
 Bank
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 Cameroon
 Société Générale de Banques au Cameroun
 Bank
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 Senegal
 Société Générale de Banques au Sénégal
 Bank
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 Côte d'Ivoire
 Société Générale de Banques en Côte d'Ivoire
 Bank
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 Morocco
 Société Générale Marocaine de Banques
 Bank
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 Gabon
 Société Monétique de l'Afrique Centrale
 Regional Switch
HPS is implementing an Inter-Regional Payment System through SMAC's two payment processing centers (CTM). These CTM will be used by fifty banks in the Central African Economic and Monetary Community (CEMAC) six countries (Cameroon, Central African Republic, Chad, Congo, Equatorial Guinea, and Gabon).
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 Tunisia
 Société Shell de Tunisie
 Petrol Retailer
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 Morocco
 Société Shell du Maroc
 Petrol Retailer
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 Mauritius
 The Mauritius Commercial Bank
 Bank
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