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AFRICA

Egypt

AlWatany Bank of Egypt

Bank


Morocco

Arab Bank

Bank

Arab Bank Morocco chose HPS and its PowerCARD payment system in 1997 to manage its ATM server and its card system. HPS implemented for Arab Bank Morocco routing and stand-in modules, Interbank interface, and the online interface with the bank's host, as well as the card management system.

Senegal

Attijari bank Sénégal (ex Banque Sénégalo-Tunisienne)

Bank


Tunisia

Banque Centrale de Tunisie

Bank

BCT chose PowerCARD to manage its private ATM server and network.

Mali

Banque de Développement du Mali

Bank

BDM chose HPS and its PowerCARD payment system in 2001 to manage its back-office and its front-end. HPS implemented for the bank routing and stand-in modules, POS and ATM servers, bank host online interface, as well as the merchant database and the card management system.

Madagascar

Banque Internationale Chine Madagascar

Bank

BICM (previously CMB and BSM) chose HPS and its payment system PowerCARD in 2002 to implement its cardholder management system and its ATM server.

Burkina Faso

Banque Internationale du Burkina

Bank

BIB chose HPS and PowerCARD in 2002 to manage its back-office and its front-end with the cardholder and merchant databases, and the ATM and POS servers, as well as the routing and stand-in modules and the bank host interface.

Morocco

Banque Marocaine pour l'Afrique et l'Orient

Bank

In 2002, Banque Nationale pour le Développement Economique (BNDE) chose HPS to drive the payment system of its subsidiary BMAO. HPS adapted BNDE's PowerCARD v1 ATM server and card management system. In 2004, HPS linked BMAO's ATMs with the PowerCARD v2 payment system of its new owner, Crédit Agricole.

Egypt

Banque Misr

Bank


Tunisia

Banque Nationale Agricole

Bank


Mali

Banque Nationale de Développement Agricole

Bank


Morocco

Banque Populaire

Bank

Since 1996, HPS implemented several modules in Banque Populaire. PowerCARD now manages the bank's back-office and front-end.

Libya

Banque Sahelo Saharienne pour l'Industrie et le Commerce

Banking


Madagascar

BFV-Société Générale

Bank


Congo, Republic of the

BGFIBANK

Bank


Senegal

Caisse Nationale de Crédit Agricole du Sénégal

Bank


Morocco

CDG Capital

Financial institution


Morocco

Centre Monétique Interbancaire

National Switch

Centre Monétique Interbancaire is the Moroccan switch founded in 2002 and owned by the country's four payment centers (Interbank, Wafa Cash, BMCE Bank, and Banque Populaire). Since February 2004, it became the sole acquirer of payment and cash-advance transactions in Morocco, and it directly manages and drives the country's 8.000 points of sale.

Senegal

Compagnie Bancaire de l’Afrique Occidentale

Bank


Morocco

Crédit Agricole

Bank


Morocco

Crédit du Maroc

Bank

Crédit du Maroc uses HPS' American Express interface to offer Amex acquisition to its affiliated merchants.

Morocco

Crédit Immobilier et Hôtelier

Bank

Crédit Immobilier et Hôtelier chose PowerCARD to manage its issuing and acquiring activities since 1996.

Libya

Gumhoria Bank

Bank


Morocco

Maroc Telecom

Telecom Operator

Maroc Telecom (Itissalat Al Maghrib) is the public telecom operator. It anticipated the market liberalization in 2000 by strengthening its strategies towards particulars and enterprises. It has reached 1.3 million fixed lines and 8 million mobile phones cuctomers, and chose PowerCARD in 2003 to manage its automatic and virtual top-up of prepaid mobile numbers via its partner banks' ATMs. Nowadays, PowerCARD-Telco solution manages all electronic payment transactions from various channels that allow Maroc Telecom's customers top up their mobile phones, pay their invoices, and make deposits.

Morocco

Méditélécom

Telecom Operator


Morocco

Poste Maroc

Bank

Morocco's state postal organization Poste Maroc (Barid Al-Maghrib) has chosen PowerCARD in 2002 to manage its ATM network and its Card Management System. Since 2003, Poste Maroc steadily increases its retail business, and is nowadays a major actor in cards in Morocco.

Libya

Sarafa Co.

National Switch


Benin

Société Générale de Banques au Bénin

Bank


Burkina Faso

Société Générale de Banques au Burkina

Bank


Cameroon

Société Générale de Banques au Cameroun

Bank


Senegal

Société Générale de Banques au Sénégal

Bank


Côte d'Ivoire

Société Générale de Banques en Côte d'Ivoire

Bank


Morocco

Société Générale Marocaine de Banques

Bank


Gabon

Société Monétique de l'Afrique Centrale

Regional Switch

HPS is implementing an Inter-Regional Payment System through SMAC's two payment processing centers (CTM). These CTM will be used by fifty banks in the Central African Economic and Monetary Community (CEMAC) six countries (Cameroon, Central African Republic, Chad, Congo, Equatorial Guinea, and Gabon).

Tunisia

Société Shell de Tunisie

Petrol Retailer


Morocco

Société Shell du Maroc

Petrol Retailer


Mauritius

The Mauritius Commercial Bank

Bank

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